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Operated by the United Way of Long Island and the United Way of Westchester & Putnam, 211 is a free, confidential, multilingual service to assist the public to find the answers to a variety of health and human services related questions. If you live in Westchester, the Hudson Valley or Long Island and need a referral to a social services agency, just call 2-1-1. You can also search 211’s directory of community services 24/7 online. http://www.hudson211.org/cms/ http://www.211longisland.org/cms/

US Department of Housing and Urban Development HUD’s mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination. To fulfill this mission, HUD will embrace high standards of ethics, management and accountability and forge new partnerships–particularly with faith-based and community organizations–that leverage resources and improve HUD’s ability to be effective on the community level. www.hud.gov

Federal Housing Administration (FHA) The Federal Housing Administration, generally known as “FHA”, provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934. www.hud.gov/offices/hsg/fhahistory.cfm

New York State Division of Housing and Community Renewal (DHCR) Supports community efforts to preserve and expand affordable housing, home ownership and economic opportunities, and by providing equal access to safe, decent and affordable housing. www.dhcr.state.ny.us New York State Affordable Housing Corporation AHC creates homeownership opportunities for low and moderate income families by providing grants that subsidize the cost of newly constructed houses and the renovation of existing housing. www.nyhomes.org

Westchester Residential Opportunities (WRO) Founded in 1968 as a non-profit housing agency, Westchester Residential Opportunities, Inc. (WRO), champions the expansion of non-discriminatory housing opportunities for low- and moderate-income people in Westchester County, minorities, senior citizens, and the psychiatrically disabled. WRO is a HUD-certified Housing Counseling agency, a licensed real estate broker, and a United Way agency. All of WRO’s housing services for consumers are free, and are funded by government grants, private contributions, and corporate support. www.wroinc.org/index.html

Benefits.gov GovBenefits.gov is a partnership of Federal agencies with a shared vision – to provide improved, personalized access to government assistance programs. http://www.benefits.gov/benefits/browse-by-category/category/HOU Official Website of the State of New York www.ny.gov/